Privacy Policy

Depending on how you use HubActually, we may collect information that you knowingly provide to us, including:

• Your name.
• Email address.
• Account information and login-related information.
• Billing and transaction information.
• Information necessary to provide paid products or services.
• Communications you send to us.
• Feedback or support requests.
• Information, content, or materials that you submit through the Services.
• Other information you voluntarily provide.

Where payment is required, payment information may be collected or processed by our payment processor rather than stored directly by V3Ads LLC.

We do not intentionally collect or store precise geolocation information or IP-based location information as part of your HubActually user profile.

Like most online services, limited technical information may necessarily be processed temporarily by hosting, security, networking, or infrastructure systems in order to transmit requests, maintain security, and operate the Website. We do not use this information to create a precise location profile about you.

HubActually may use cookies and similar technologies that are reasonably necessary to operate, secure, remember preferences for, analyze, and improve the Website and Services.

Cookies are small files placed on your browser or device that may allow a website to remember information between visits.

Depending on the features being used, cookies may include:

• Essential or necessary cookies.
• Session cookies.
• Persistent cookies.
• Functionality or preference cookies.
• Analytics-related cookies.

Where required by applicable law, we will provide appropriate choices regarding non-essential cookies.

You may also control cookies through your browser settings. Blocking certain cookies may affect the functionality of some parts of the Website.

We may use personal information for purposes including:

• Creating and managing user accounts.
• Providing and operating the Website and Services.
• Providing paid products or services.
• Processing transactions.
• Administering subscriptions or purchases.
• Communicating with you regarding your account or the Services.
• Responding to inquiries and customer-support requests.
• Providing administrative or service-related messages.
• Improving the Website, products, and Services.
• Analyzing service usage and performance.
• Protecting the Website and Services against misuse, fraud, abuse, or security threats.
• Enforcing our Terms of Use and other policies.
• Complying with applicable legal requirements.
• Responding to lawful requests from government or regulatory authorities.
• Preventing harm to our users, V3Ads LLC, or others.
• Sending marketing or promotional communications where permitted by law and subject to applicable opt-out rights.

We may aggregate or de-identify information where appropriate for analytics, service improvement, and related business purposes.

Where European data-protection law applies, our legal basis for processing personal information will depend on the circumstances.

Depending on the particular processing activity, we may process personal information because:

• You have provided consent.
• Processing is necessary to perform a contract with you or take steps at your request before entering into a contract.
• Processing is necessary to comply with a legal obligation.
• Processing is necessary for legitimate interests pursued by V3Ads LLC or another party, provided those interests are not overridden by your applicable rights.
• Another legal basis permitted by applicable law applies.

Where processing is based on consent, you may withdraw your consent subject to applicable law.

HubActually offers paid products or services.

We use Stripe as a third-party payment processor.

When you purchase a product or service, Stripe may collect information required to process the transaction, which may include your name, billing information, payment-card information, email address, and other transaction-related information.

V3Ads LLC shares or receives payment-related information only as reasonably necessary to:

• Process transactions.
• Confirm purchases.
• Manage subscriptions or payments.
• Process refunds where applicable.
• Address payment disputes or complaints.
• Prevent fraud.

Stripe's handling of information is governed by Stripe's own privacy policy and applicable terms.

We may use third-party companies and service providers to assist with operating the Website and providing the Services.

These providers may include categories such as:

• Payment processors.
• Website hosting and cloud infrastructure providers.
• Data storage providers.
• Communications providers.
• Email service providers.
• Analytics providers.
• Security and performance-monitoring providers.
• Authentication providers.
• Customer-support providers.
• Professional service providers.

At this time, Stripe is specifically identified as a payment processor.

We do not identify additional providers by name in this Privacy Policy unless they are confirmed as being used by HubActually.

Service providers may receive only the information reasonably necessary to perform their services and are subject to their own legal and contractual obligations regarding information they process.

We may disclose personal information when reasonably necessary:

• To service providers assisting us with the Website or Services.
• To process a transaction or provide a product or service that you request.
• To comply with applicable law, regulation, court order, subpoena, or legal process.
• To enforce our agreements and policies.
• To investigate fraud, abuse, or security incidents.
• To protect the rights, safety, or property of V3Ads LLC, our users, or others.
• In connection with a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction.

We do not authorize service providers to use personal information for purposes unrelated to the services they perform for us, except where permitted by applicable law or their direct relationship with you.

You may contact us to request access to, correction of, or deletion of personal information associated with you.

Privacy requests may be sent to: ayman@hubactually.com

We may need to verify your identity before fulfilling a request.

We may retain certain information where necessary to:

• Comply with legal obligations.
• Resolve disputes.
• Prevent fraud or abuse.
• Enforce agreements.
• Maintain necessary business records.
• Protect legal rights.

Deletion requests are therefore subject to applicable legal exceptions.

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including to provide the Services, maintain business and transaction records, comply with legal obligations, resolve disputes, and enforce agreements.

Retention periods may vary depending on the nature of the information and our legal or operational requirements.

When personal information is no longer reasonably required, we may delete, anonymize, or aggregate it as appropriate.

Depending on where you are located and where our service providers operate, personal information may be processed or stored outside your state, province, or country, including in the United States.

Where applicable law requires safeguards for international transfers of personal information, we will use appropriate measures as required by that law.

If you are located in the European Economic Area or another jurisdiction that provides similar data-protection rights, you may have rights concerning your personal information, subject to applicable exceptions.

Depending on applicable law, those rights may include the right to:

• Request access to personal information we hold about you.
• Obtain a copy of certain personal information.
• Correct inaccurate or incomplete information.
• Request deletion of personal information.
• Restrict certain processing.
• Object to certain processing.
• Object to direct marketing.
• Withdraw consent where processing is based on consent.
• Receive certain information in a structured, commonly used, machine-readable format.
• Request transfer of eligible information where technically feasible.
• Lodge a complaint with an appropriate data-protection authority.

To exercise an applicable privacy right, contact ayman@hubactually.com.

We may request information reasonably necessary to verify your identity and process your request.

Residents of California may have additional privacy rights under applicable California privacy laws.

Depending on which laws apply to V3Ads LLC and your relationship with us, these rights may include the ability to request:

• Information about categories of personal information collected.
• Access to certain personal information.
• Correction of inaccurate personal information.
• Deletion of certain personal information.
• Information about certain disclosures of personal information.
• Other privacy choices provided by applicable California law.

Where applicable, you will not be unlawfully discriminated against for exercising a privacy right.

To submit a California privacy request, contact: ayman@hubactually.com

We may need to verify your identity or the authority of an authorized representative before completing a request.

To submit an access, correction, deletion, or other privacy request, contact us at: ayman@hubactually.com

Please provide enough information for us to understand and respond to your request.

Where legally permitted or required, we may ask for additional information to verify that:

• You are the person to whom the information relates.
• You are authorized to make the request on another person’s behalf.

We will respond within the time required by applicable privacy law.

We may send service-related or administrative emails concerning your account, payments, security, or use of the Services.

Where HubActually sends optional marketing communications, you may unsubscribe using the unsubscribe mechanism provided in the communication or by contacting us.

Opting out of marketing communications does not prevent us from sending necessary transactional, security, account, billing, or service-related messages.

The Website and Services may contain links to websites or services we do not own or control.

We are not responsible for the privacy practices of third-party websites or services.

We encourage you to review the privacy notices of third parties before submitting personal information to them.

We use reasonable administrative, technical, and organizational safeguards intended to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.

These measures include the use of encrypted HTTPS connections when information is transmitted through the Website.

However, no online service, network, storage system, or method of electronic transmission can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.

You are also responsible for maintaining appropriate security over your devices, account credentials, and passwords.

If we become aware of a security incident involving personal information, we may investigate the incident, take reasonable steps to mitigate it, and notify affected individuals, regulators, law enforcement, or other parties where required by applicable law.

The Services are not intended for children under the age of 18.

We do not knowingly collect personal information from children under 18.

If you believe a person under 18 has provided personal information to us, please contact ayman@hubactually.com so that we can review the situation and take appropriate action.

Some browsers offer “Do Not Track” or similar preference signals.

Because technical standards and legal requirements concerning these signals may vary, the Website may not respond uniformly to all browser-based Do Not Track signals.

Where applicable law requires recognition of a legally recognized privacy preference mechanism, we will address such requirements as applicable to the Services.

We may update this Privacy Policy from time to time.

When we make changes, we will update the “Last Updated” date at the top of this page.

We may provide additional notice when required by applicable law or when changes materially affect how personal information is handled.

Unless otherwise stated, an updated Privacy Policy becomes effective when posted.